One Application. 20+ Lenders Compete to Get You the Best Funding Offer—Guaranteed.

Get Funded in 1-2 Days—Fuel Growth, Expand, or Seize Opportunities Now.

Watch How It Works!

Problem #1: Traditional Banks Deny Most Businesses.

Banks want collateral, high credit scores, and years of profitability.
They take weeks or months to provide approval.
❌ Most Businesses Get Denied.

Solution #1: Alternative Lenders Approve Where Banks Don’t.

Approval based on Revenue - Not Credit Scores or Collateral.
Fast decisions—approval in 1 business day, funding in 24-48 hours.
✅ More businesses qualify, even if banks turned them down.

Get Funded Now

Problem #2: No Single Alternative Lender Works for Every Business.

Every Alternative lender has different approval rules for industry, revenue, and time in business.
❌ Applying to just one means you could get denied—or worse, approved with an inferior offer.

Solution #2: We Bring You the Best Offers from 20+ Alternative Lenders.

One application submits to 20+ of the top alternative lenders.
We only work with alternative lenders that offer fair, transparent, and competitive offers.
✅ Alternative Lenders compete for your business, so you always get the best offer.

See Your Best Offer

Problem #3: Many Alternative Lenders Inflate Rates to Maximize Their Commissions.

Most lenders have internal sales people who inflate repayment costs to make higher commissions.
Some lenders only offer their standard deals to direct applicants.
❌ You never know if you're getting their best possible deal.

Solution #3: Lenders Compete for Your Business—No Commission Padding, No Markups.

Lenders know we only present the best offers—so they give us their most competitive deals.
No sales reps marking up deals—your costs are not inflated.
✅ We negotiate on your behalf to get the lowest cost funding available.

Lock In Your Best Deal

Problem #4: Searching for the Right Lender Takes Too Much Time & Effort.

Applying to multiple lenders on your own takes hours and hurts approval chances.
A denial from one lender doesn’t mean you won’t qualify elsewhere.
You have to navigate terms, rates, and repayment structures alone.

Solution #4: We Handle the Work—20+ Lenders Compete. Fast Funding.

One simple online application—takes minutes.
We deal with 20+ of the best alternative funding providers for you.
✅ Best approval in 1 business day, funding in as fast as 24 hours. Approval amounts are typically 75% to 200% of your monthly sales.

Apply In Minutes

How It Works

A 5-Minute Application with Funding as Fast as the Same Business Day.

Apply Online

Takes Only Minutes To Complete. Only Need upload 3 Months Of Business Checking Account Statements (PDF).

Get Your Best Offer.

Your application is submitted to 20+ of the best alternative lenders. Lenders compete to give you the best terms. Approval amounts are typically 75% to 200% of your monthly sales.

Accept and Receive Funds.

We present you with the best offer and answer any questions. No obligation to accept. If we don’t get you the best deal, we pay you $500.

80%+ Approval Rate—Your Business Could Be Next.

If your business meets these simple qualifications, you have an 80%+ chance of approval.

$15,000 or more in monthly revenue (The last three months matter most) Note: If you are doing less than $15,000 per month, you may be eligible for our Instant Micro-Funding.
Four Months In business (No need for two years of tax returns)
550+ credit score (Much lower than banks require)
Minimal non-sufficient funds (NSFs) or negative bank days (A few are okay, excessive is not)

See Your Best Offer

**Guaranteed Best Offer—Or We Pay You $500*.**

Lenders know we only accept the best offers—so they must compete to win. If you qualify and we can’t beat your best funding offer, we will pay you $500*.

Bank Breezy from DAC: Over $100 Million Funded to Small Businesses Like Yours.

Trusted by 100,000+ Businesses Nationwide.

"Great experience helping me acquire a small business loan for my company. Highly recommend." - Landscaper Joseph B.

"Simple and quick process. Excellent customer service!" - Pizzeria

"The Best Business Loan Company. Secured a $1.5million dollar loan. Total Process took 1 week. I have been in business for 30 years and have taken out multiple loans. None were as smooth" - Food Business. Christopher S.

"They have very high integrity and always put the client first. They care more about your succeeding in business than any other outcome. The absolute best, most honest company ever I have ever worked with" - Cleaning Company Erica S.

"You won’t find a more passionate company than DAC to help you grow your business" - Julie R.

See Your Best Offer

WHAT IS WAITING COSTING YOU?

Every day you wait, your business is losing money and missing opportunities.

Delaying funding could mean:

Losing out on new customers and revenue.

Watching competitors grow while you struggle to keep up.

Missing time-sensitive deals, inventory, or expansion opportunities.

Paying higher interest rates later if your business slows down.

What if you had the cash to scale now instead of three months from now?

More customers.

More inventory.

More marketing.

More profit.

Every day you delay, your competition is moving forward while you stand still.

Get Funded Now

Small Business Funding FAQs

The amount you qualify for is typically between 50% to 200% of your monthly business revenue. For example, if your business does $50,000 in monthly sales, you may qualify for $25,000 to $100,000.

These are short-term advances and loans, so lenders evaluate your current monthly sales and average daily bank balance to determine a daily or weekly payment your business can afford. From there, they work backwards to calculate your approval amount.

Keep in mind, if you already have existing loans or advances, that could lower your approval amount, since a portion of your sales is already committed to other payments.

Repayment terms typically range from 4 to 18 months, with the average term around 9 months.

Lenders look at your current sales and bank activity to determine what’s affordable. Shorter terms and payment amounts are based on what they believe your business can handle—even if your sales stay the same. However, the goal is that the influx of capital helps increase your sales and performance, making repayment even easier over time.

Also, all clients may be eligible for additional funding once a consistent payment history is established—often before the current advance is fully repaid.

If you meet the minimum qualifications below, you have an 80% chance of approval from at least one of our 20+ funding providers.

Minimum Requirements:

Business revenue of $15,000+ per month for the last three months (verified through bank statements).
A business checking account (personal accounts do not qualify).
Owner FICO score of 550+ (lower than most traditional lenders require).
Minimal days with a zero balance and limited NSF (non-sufficient funds) occurrences in the last month.

Our process is designed to approve businesses faster and more often than banks, with no collateral required and a simple online application.

No, there are no restrictions on how you use the funds.

While most businesses use funding to increase revenue and profits—such as purchasing inventory at a discount, expanding operations, or covering unexpected expenses—you decide how to use the capital based on your business needs.

These advances are designed to provide flexibility, whether you're looking to scale, stabilize cash flow, or seize a time-sensitive opportunity.

*For the $500 Meet or Beat Guarantee, applicants must demonstrate a consistent monthly revenue of $20K or more for each of the past three consecutive months and should have been operational for at least 12 months prior to applying. Competing offers from other funders must be presented in detail and MUST originate directly from the proposing funder, with photocopies, scans, or other reproductions possibly not being accepted. At the time of presenting a competing offer, clients must not have already committed to a funding agreement related to said offer with another financier. This guarantee does not cater to industries deemed high-risk, including but not limited to transportation, real estate, construction, and adult entertainment. Furthermore, applicants should have a clean financial history with no funding defaults or derogatory payment behaviors. The $500 guarantee will be awarded once a copy of a funding contract from an alternative lender has been received and validated, showing successful funding. This promotional offer becomes void 72 hours after its presentation to a potential client and is solely applicable to Revenue-Based Funding Offers. The term "best offer" specifically refers to the "cost of capital" and the repayment amount. We hold the right to amend or retract this offer without prior intimation. All funding agreements hinge on positive credit reviews, exhaustive background checks, and a conclusive bank verification process. Some exclusions might apply. While the guarantee is offered predominantly in the USA, it is not applicable in states like California, Nevada, New York, Utah, Virginia, North Dakota, South Dakota, Montana, or in regions where such best-offer guarantees are prohibited by law. Previous or existing clients of our company are expressly exempt from this offer.