Simple & Fast Process
Receive a decision within 1 day and capital of $10,000 to $1,000,000 as soon as 1-2 business days.
Use As You Choose
Need to expand? Want to take advantage of volume discounts? It’s your business, so you get to decide how the fundings are used.
Why Are We Better?
DAC identifies and represents only the most reputable capital providers. We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score.
see why we are better
Qualification is simple! Do you qualify?
The minimum qualifications of our providers are less intensive than those of banks. We focus on getting you quick approval and fast capital.
TIME IN BUSINESS
Only need a minimum of four months in business
Business can reside anywhere in the US.
Personal credit score must be at least 500+
$100k+ revenue in the past 12 months
Over 700 Different Industries Served
Our fundings are typically up to 50% less expensive than a traditional merchant cash advance.
You submit your application and we provide you with a fast decision.
You are setup with regular fixed payments so that you don’t have to worry about surprise obligations.
But Seriously, How Do Our Providers Compare?
|DAC||Most Banks||Credit Card Advances|
|The Fastest Capital (Funded In Days)||YES||NO||NO|
|Value Cash Flow More Than Credit Score||YES||NO||YES|
|Bad Credit Ok (only 500 FICO Score Needed)||YES||NO||YES|
|Unsecured (No Collateral Needed)||YES||NO||YES|
|Minimal Amount of Paperwork||YES||NO||NO|
|Repeat Customer Benefits||YES||NO||NO|
|Simple Presentation of the Total Cost of the Capital||YES||NO||NO|
Note: Your capital or advance size, term and cost of capital will be based on our provider’s analysis of your business as well as your history with DAC, if applicable.
Easy Business Capital.
Pricing Per Dollar & Basic Qualifications
Total payback costs from 18¢-50¢ per borrowed dollar. Ex: borrow $10,000 pay back $12,000-$15,000.
With a 6 month term, your total cost can be as low as 18¢ per dollar. Average cost is 30¢ (eg: borrow $10,000, pay back $13,000). Typical funding amount is $40,000.
With a 9 month term, your total cost can be as low as 18¢ per dollar. Average cost is 33¢ (eg: borrow $10,000, pay back $13,300). Typical funding amount is $50,000.
With a 12 month term, your total cost can be as low as 18¢ per dollar. Average cost is 35¢ (eg: borrow $10,000, pay back $13,500). Typical funding amount is $80,000.
With a 18 month term, your total cost can be as low as 19¢ per dollar. Average cost is 40¢. Typical funding amount is $80,000.
With a 24 month term, your total cost can be as low as 20¢ per dollar. Average cost is 42¢. Typical capital size is $130,000.
0%-5% of capital for your first funding (deducted from your capital advance at time of funding).
Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you.
*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from DAC are eligible for our even lower premier rates.
You have an opportunity to save $10,000 on a purchase of inventory if you buy $25,000 worth of product. A DAC loan paid back over 6 months gets you the $25k as fast as the next day, netting you a savings of $5,750.
$10,000 inventory discount from your manufacturing supplier.
$4,250 loan cost from DAC.
(Return From Loan)
These examples assume average pricing as provided in the table above. The amount of your capital, rate and terms will be based on our analysis of your business.
Ready to get funded? Receive Your Decision In Minutes.
Complete the online form by clicking below. We will review and then contact you to discuss available options and answer any questions.
Complete the simple application which will provide our lenders and advance companies with more business, personal, and financial details. Submit to us with a few requested documents.
To verify the application and secure approval, we request 4 months of bank statements, a copy of your last years business tax return, a cancelled check, and a copy of your drivers license.